Don't Let Life
Interrupt Your Degree
Life can throw unexpected challenges your way. EducationLock ensures your education journey never stops. From sponsor loss to medical emergencies, we've got you covered.
K85
From per month
K30K
Max coverage
100%
Claim protection
Why Choose EducationLock
Comprehensive protection designed specifically for students. Coverage that's affordable, accessible, and actually useful.
Health & Wellness
Free counselling and annual health screenings for student wellbeing.
Total Protection
Coverage for sponsor loss, illness, accidents, and family emergencies.
Study Continuity
Direct tuition payment ensures you never lose academic progress.
Group Discounts
15% off for 5+ students from the same class or society.
Instant Claims
Fast-track claim processing for immediate financial support.
Loyalty Rewards
15% no-claim bonus on renewal for claim-free years.
What We Cover
Comprehensive coverage for the unexpected. Every trigger is clearly defined and easy to claim.
Coverage Triggers
Sponsor Loss
Death of parent/guardian/sponsor
Critical Illness
Cancer, stroke, heart attack, kidney failure
Serious Illness
Hospital-certified, 30+ days absence from campus
Family Emergency
House fire, job loss, financial hardship
Permanent Disability
Student or sponsor disability coverage
Academic Recovery
Support for exam retakes and module repeats
Benefit Payouts
Tuition Continuity
Up to K30,000
Direct payment to UNILUS for continuation or re-enrolment
Restart Grant
K2,500
Registration, books, and administrative costs
Exam Support
Up to K500
Support for exam retakes and repeat modules
Monthly Stipend
K200/month
Up to 3 months during recovery period
Free Counselling
6 free counselling sessions at UNILUS Counselling Centre for mental health support.
Annual Health Check
Free annual health screening for preventive care and wellness monitoring.
Simple, Transparent Pricing
Choose the plan that fits your needs. Pay weekly or monthly via MTN/Airtel Mobile Money.
Basic
or K950/year
1 Academic Year
Max benefit: K18,000
Tuition continuity up to K15,000
Restart grant K1,500
Exam support up to K300
Hardship stipend K200/month (3 months)
Basic coverage triggers
6 counselling sessions
Standard
or K1450/year
2 Academic Years
Max benefit: K35,000
Tuition continuity up to K25,000
Restart grant K2,000
Exam support up to K400
Hardship stipend K200/month (3 months)
Expanded coverage triggers
6 counselling sessions
Annual health check
Priority claim processing
Premium
or K2200/year
Full Remaining Degree
Max benefit: K65,000
Tuition continuity up to K30,000
Restart grant K2,500
Exam support up to K500
Hardship stipend K200/month (3 months)
Complete coverage triggers
6 counselling sessions
Annual health check
VIP claim processing
Lifetime renewal guarantee
Flexible Payment Options
Pay weekly or monthly via MTN Mobile Money, Airtel Money, or direct bank transfer.
Trusted by Students
Real stories from students whose education we've protected.
"When my dad became ill, I didn't know how I'd continue my studies. EducationLock was my lifeline. The claim was processed so fast, and the support kept me in school."
Mwangi K.
UNILUS Student, 3rd Year
"The peace of mind knowing I'm protected is invaluable. At K85/month, it's so affordable. My parents actually encouraged me to buy it."
Chanda M.
UNILUS Student, 2nd Year
"As a parent, I worry about unexpected emergencies disrupting my daughter's education. This product gives me confidence that her future is protected."
Tamara L.
Parent of UNILUS Student
"The counselling sessions included in the plan helped me through a tough period. It's not just about money—it's about holistic student support."
David M.
UNILUS Student, Final Year
68%
Know someone who dropped out
74%
Would buy at K150/month
100%
Claim satisfaction rate
Frequently Asked Questions
Everything you need to know about EducationLock.
Still have questions?
Our support team is here to help. Contact us anytime.
Don't Wait for Crisis to Strike
Protect your education journey today. Get a quote in minutes, join thousands of protected students, and focus on what matters—your future.